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In most cases when your application is taken you will pay the initial premium payment with the application and receive the conditional receipt.

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An insurance grace period is the length of time you have after your due date to pay your premium before your insurance company cancels your policy Grace periods vary by insurer policy and state They may range from 24 hours to three months Some insurance policies have no grace period at all.

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Insurance Receipt means any cash received by or paid to or for the account of any Person constituting proceeds of insurance other than proceeds of business interruption insurance to the extent such proceeds constitute compensation for lost earnings and condemnation awards and payments in lieu thereof.

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